🧾 TERMS AND CONDITIONS

Last Updated: October 2025

Welcome to AI on the Clock, operated by Suncoast Premier Insurance, DBA AI on the Clock (“Company,” “we,” “our,” or “us”).
By accessing or using our website AIontheClock.com (the “Site”), our software platform, or any related products or services (collectively, the “Services”), you agree to be bound by these Terms and Conditions (“Terms”).

If you do not agree, you must discontinue use immediately.

1. Use of Services

You may use our Services only for lawful business purposes and in accordance with these Terms.
You agree not to:

Use the Services in any manner that violates any law or regulation.

Attempt to reverse-engineer, copy, resell, or exploit the software or platform for unauthorized purposes.

Upload or transmit any harmful code or interfere with the Site’s functionality.

2. Account Registration

To access certain features, you may be required to create an account.
You agree to provide accurate information and keep it current.
You are responsible for maintaining the confidentiality of your login credentials and all activities under your account.

3. Payment and Subscription

Certain Services may require payment or a subscription.
All prices are listed in U.S. dollars unless otherwise stated.
You authorize us to charge your chosen payment method for applicable fees.
Subscriptions may automatically renew unless canceled in accordance with our cancellation policy.

4. Intellectual Property

All content, software, designs, graphics, and trademarks displayed on AIontheClock.com are owned by or licensed to Suncoast Premier Insurance and are protected by intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the Services for your internal business use only.

5. User Content

You retain ownership of any data or materials you input into the system (“User Content”).
By submitting User Content, you grant us a limited license to host, store, and use that content solely to provide and improve the Services.

6. Disclaimer of Warranties

The Services are provided “as is” and “as available.”
We make no guarantees regarding uptime, performance, or suitability for your particular use.
We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose.

7. Limitation of Liability

To the fullest extent permitted by law, AI on the Clock and its owners, affiliates, and employees are not liable for any indirect, incidental, or consequential damages arising from your use or inability to use the Services.
Our total liability shall not exceed the amount paid to us in the six (6) months preceding the event giving rise to the claim.

8. Termination

We reserve the right to suspend or terminate your account at any time for violation of these Terms or misuse of the Services.

9. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles.
Any dispute shall be brought exclusively in the state or federal courts located in Manatee County, Florida.

10. Changes to Terms

We may update these Terms from time to time.
Updated versions will be posted on this page with a new “Last Updated” date.
Your continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

11. Contact

If you have any questions about these Terms, please contact us at:
📧 [email protected]